The Latest in UK Car Finance: What Dealers Need to Know
Samuel Noah
Finanial Professionals
Jun 4, 2026
From commission scrutiny to affordability, the finance side of car sales is shifting fast.
Finance is the engine behind most used-car sales — and right now it’s a fast-moving area. Staying close to the latest developments protects both your margins and your customers.
Commission under scrutiny
The FCA’s ongoing review of historic motor-finance commission has put transparency front and centre. Whatever the outcome, the direction of travel is clear: customers expect clarity on how finance and commission work.
Affordability first
Lenders are leaning harder on affordability and credit profiling. Matching the right customer to the right lender and the right car is now central to getting deals approved — not an afterthought.
This article is general information, not financial or legal advice — always confirm current FCA and ASA requirements before running finance promotions.
